Reza Rizki Akbar

1EA13

15209919

Islamic banking is still new enough to operate in Indonesia. For those of you who need it the capital to be Franchisor / franchisee does not hurt to try this Islamic banking.

Islamic bank financing on countless unique and different from banking in general. Islamic scheme has rules different in each model, such models: Musharaka, Murabaha, Mudaraba, etc..

Funding system offered by Islamic banks is the funding system for the results. This system is a system that is more flexible funding for entrepreneurs Franchisor and franchisee. Principles like this, there is no particular interest (fixed interest) because the system is used based on the results. For example, suppose 60% 40% borrowers and Islamic banks, the amount of refund depends on the profit or loss company.

Islamic banking system is indeed inspired by Islamic law, but is open to all other religious communities. Even Citibank, HSBC and the bank with the scale of non-Muslim world that has opened many banks with sharia. Pure Islamic system based on socialist entrepreneurial spirit, which is profit divided according to the agreement. If a loss, do not be burdened with the obligation interest (usury), whereas conventional banks based on the principles of capitalist economy that is fixed interest, fixed guarantee, and no compromise.

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